{"id":10475,"date":"2024-01-05T09:00:45","date_gmt":"2024-01-05T09:00:45","guid":{"rendered":"https:\/\/ar-pay.com\/blog\/?p=10475"},"modified":"2025-08-27T12:47:53","modified_gmt":"2025-08-27T12:47:53","slug":"mastercard-prepaid-cards","status":"publish","type":"post","link":"https:\/\/ar-pay.com\/blog\/en\/guides\/how-to-redeem-guide\/mastercard-prepaid-cards\/","title":{"rendered":"Mastercard Prepaid Cards: 8 Steps to Redeem Your Cards"},"content":{"rendered":"<p>Mastercard Prepaid Cards are a type of payment card\u00a0that you can load with money and use for purchases, online transactions, bill payments, and more.<\/p>\n<p>Unlike credit cards, prepaid cards do not require a credit check or a bank account. Unlike debit cards, prepaid cards are not linked to your checking account.<\/p>\n<p>Prepaid cards offer the convenience and security of a Mastercard card, without the risk of overspending or overdraft fees.<\/p>\n<h2>8 Steps to Redeem Your Mastercard Prepaid Cards<\/h2>\n<p>After purchasing Mastercard Prepaid Cards from ARPay, you will receive a code that has to be redeemed on the Mastercard Prepaid website On the Prepaid Center website.<\/p>\n<p><strong>So follow these steps:<\/strong><\/p>\n<ul>\n<li>Select the option &#8220;I Have a Code&#8221;<\/li>\n<li>Fill out the form with your data<\/li>\n<li>Once the form is filled and you accept the agreements the prepaid Mastercard will be generated.<\/li>\n<li>Save this card and use it on any website you want to pay. The card generated will show a 16-digit card number, expiration date, and CVV code to use on your purchase where US debit cards are accepted.<\/li>\n<\/ul>\n<p><strong>Once you are on the website you want to complete your purchase on the:<\/strong><\/p>\n<ul>\n<li>Select \u2018Credit\u2019 or \u2018Debit\u2019 as the payment method (Do not select \u2018Gift Card\u2019).<\/li>\n<li>In the Payment Method section, enter the card information as you would a credit or debit card.<\/li>\n<li>In the Billing Address section, please fill in your name and address.<\/li>\n<li>Click pay and enjoy your purchase right away!<\/li>\n<\/ul>\n\n<h2>Benefits of Mastercard Prepaid Cards are:<\/h2>\n<p>You seem to be interested in Mastercard Prepaid Cards.<\/p>\n<p>As we mentioned before, they are a type of payment card that you can load with money and use for various purposes.<\/p>\n<p>Some of the benefits of Mastercard Prepaid Cards are:<\/p>\n<ul>\n<li>You can use them anywhere Mastercard is accepted, including millions of merchants worldwide and online.<\/li>\n<li>You can access your balance and transaction history online, by phone, or via mobile app.<\/li>\n<li>You can reload your card at participating retailers, online, or via direct deposit.<\/li>\n<li>You can get cash from ATMs and bank tellers that accept MasterCard.<\/li>\n<li>You can enjoy Mastercard Zero Liability protection, which means you are not responsible for unauthorized purchases made with your card.<\/li>\n<li>You can also benefit from other Mastercard services, such as emergency card replacement, emergency cash advance, and travel assistance.<\/li>\n<\/ul>\n<p>To get a Mastercard Prepaid Card, you can apply online or visit a participating retailer, <a href=\"https:\/\/ar-pay.com\/blog\/en\/shopping-wallets\/mastercard-gift-cards\/\">Such as ARPAY<\/a>.<\/p>\n<p>You will need to provide some personal information, such as your name, address, and date of birth, and pay a card activation fee.<\/p>\n<p>You can choose from different card designs and features, depending on your needs and preferences.<\/p>\n<h2>Terms and conditions of Mastercard Prepaid Cards<\/h2>\n<ul>\n<li>If you obtain your funds (or make a purchase) in a currency or country other than the currency or country in which your Card was issued (\u201cForeign Transaction\u201d).<\/li>\n<li>The amount deducted from your funds will be converted by the network or card association that processes the transaction into an amount in the currency of your Card.<\/li>\n<li>The rate they choose is either:<br \/>\nselected from the range of rates available in wholesale currency markets (which may vary from the rate the association itself receives), or the government-mandated rate in effect for the applicable central processing date.<br \/>\nThe conversion rate selected by the network is independent of the International Transaction Fee that we charge as compensation for our services.<br \/>\nYou will be charged an International Transaction Fee in U.S. dollars equal to 2% of the total amount of the transaction.<\/li>\n<li>If the Foreign Transaction results in a credit due to a return, we will not refund any International Transaction Fee that may have been charged on your original purchase. e. Personal Identification Number (\u201cPIN\u201d)<\/li>\n<li>For all T&amp;C visit\u00a0https:\/\/www.myprepaidcenter.com\/page\/mastercard-univ<\/li>\n<\/ul>\n<h2>Conclusion<\/h2>\n<p>Mastercard Prepaid Cards are a convenient and secure way to pay for goods and services, without the need for a credit check or a bank account.<\/p>\n<p>They offer many benefits, such as global acceptance, online access, reload options, cash withdrawal, zero liability protection, and other Mastercard services.<\/p>\n<p>However, they also have some disadvantages, such as fees, limits, and no credit building.<\/p>\n<p>Therefore, Mastercard Prepaid Cards are suitable for people who want to control their spending, avoid debt, or enjoy privacy and security.<\/p>\n<p>But they may not be the best option for people who want to improve their credit score, avoid fees, or have unlimited access to funds.<br \/>\n<div class=\"banner global-banner mb-3\" style=\"background-image: url(https:\/\/ar-pay.com\/blog\/wp-content\/uploads\/2024\/04\/huawei-sidebar-bg.png)\"><a class=\"banner-card-body banner-link w-100\" href=\"https:\/\/ar-pay.com\/en\/?utm_source=blog&#038;utm_medium=refferal&#038;utm_campaign=arpay_news_en&#038;utm_id=arpay_news_en\" title=\"Discover Now\" target=\"_blank\" rel=\"noopener\"><div class=\"banner-logo-wrapper\" style=\"aspect-ratio: 100\/25; min-width: 100px;\"><img width=\"100\" height=\"25\" src=\"https:\/\/ar-pay.com\/blog\/wp-content\/uploads\/2023\/09\/ar-pay-1-100x25.png\" class=\"banner-logo\" alt=\"ar-pay 1\" title=\"ar-pay 1\" decoding=\"async\" loading=\"lazy\" \/><\/div><div class=\"card-content my-3\"><p class=\"banner-title text-white h4 mt-0 mb-2\">Unlock Big Savings with ARPAY Discounts<\/p><div class=\"banner-body text-white\"><p>Discover every ARPAY deal and save instantly on all your favorite products.<\/p>\n<\/div><\/div><button type=\"button\" class=\"btn btn-dark\">Discover Now<\/button><\/a><\/div><\/p>\n<h2>FAQS<\/h2>\n<h3>Do I have to activate and register my prepaid card before using it?<\/h3>\n<p>Activation and registration requirements vary, so check your card packaging for detailed instructions.<\/p>\n<p>However, you&#8217;ll need to register your card to take advantage of the reload function, Zero Liability Protection, and card replacement benefits offered by your prepaid card.<\/p>\n<h3>How do I apply for a Mastercard?<\/h3>\n<p>Mastercard has created an online tool to help you find a card and assist in making decisions about which card products are available.<\/p>\n<p>Contact your local bank or credit union to help you find a card.<\/p>\n<h3>Where can I use my Mastercard Everyday Prepaid Card?<\/h3>\n<p>Use your Mastercard Everyday Prepaid Card anywhere that Debit Mastercard is accepted, including millions of locations worldwide plus online, mail, and phone orders.<\/p>\n<p>You can also use your card to pay bills online.<\/p>\n<a class=\"google-news-link\" title=\"Follow us on Google News\" href=\"https:\/\/news.google.com\/publications\/CAAqBwgKMN_a0QswnvboAw\" target=\"_blank\" rel=\"noopener noreferrer nofollow\"><img decoding=\"async\" width=\"264px\" height=\"63px\" src=\"https:\/\/ar-pay.com\/blog\/wp-content\/themes\/wp-bootstrap-4-pro\/assets\/images\/follow-us-on-google-news-en.svg\" alt=\"Follow us on Google News\" title=\"\"><\/a>","protected":false},"excerpt":{"rendered":"<p>Mastercard Prepaid Cards are a type of payment card\u00a0that you can load with money and use for purchases, online transactions, &#8230;<\/p>\n","protected":false},"author":15,"featured_media":10331,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[286,891],"tags":[303,354,373],"gift_card_attribute":[],"games_attribute":[],"class_list":["post-10475","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-how-to-redeem-guide","category-mastercard","tag-arpay","tag-gift-cards","tag-payment-barriers"],"acf":[],"_links":{"self":[{"href":"https:\/\/ar-pay.com\/blog\/en\/wp-json\/wp\/v2\/posts\/10475","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ar-pay.com\/blog\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ar-pay.com\/blog\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ar-pay.com\/blog\/en\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/ar-pay.com\/blog\/en\/wp-json\/wp\/v2\/comments?post=10475"}],"version-history":[{"count":0,"href":"https:\/\/ar-pay.com\/blog\/en\/wp-json\/wp\/v2\/posts\/10475\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ar-pay.com\/blog\/en\/wp-json\/wp\/v2\/media\/10331"}],"wp:attachment":[{"href":"https:\/\/ar-pay.com\/blog\/en\/wp-json\/wp\/v2\/media?parent=10475"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ar-pay.com\/blog\/en\/wp-json\/wp\/v2\/categories?post=10475"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ar-pay.com\/blog\/en\/wp-json\/wp\/v2\/tags?post=10475"},{"taxonomy":"gift_card_attribute","embeddable":true,"href":"https:\/\/ar-pay.com\/blog\/en\/wp-json\/wp\/v2\/gift_card_attribute?post=10475"},{"taxonomy":"games_attribute","embeddable":true,"href":"https:\/\/ar-pay.com\/blog\/en\/wp-json\/wp\/v2\/games_attribute?post=10475"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}