This is the User Agreement of the ar-pay.com website. Please read this carefully before using this website. By accessing and using HKS GLOBAL GROUP DMCC services, you agree and accept to comply with the terms and conditions of this agreement. If you do not agree to abide by the above and to be bound by this User Agreement, please do not use our services (visit our website, register etc.).
Description of Service
HKS GLOBAL GROUP DMCC company (ar-pay.com) is a member of “Al Shoumoukh Group” – one of the largest and most respected business conglomerates in UAE, Saudi Arabia, Jordan. Our mission is to provide secure, quick and safe shopping process in GCC and Arab countries. Currently our company is also a re-seller of popular brands as Dixipay, OneCard, EcoPayz, etc. All prepaid cards that are presented at our website may be used at online shop, E-wallets and more. Gift cards and Vouchers can be purchased from us, can also be used as gift certificates which means that they can be redeemed on corresponding websites to purchase software, E-Wallets, games and lots of other items.
We work with local banks to enable our clients to deposit money directly and safely.
The client has responsibility to comply with all requests made both by HKS GLOBAL GROUP DMCC and our service providers if needed to authenticate his identity or validate the source of funding to his HKS GLOBAL GROUP DMCC account. If the client is not able to provide us with this information, HKS GLOBAL GROUP DMCC has a right to suspend his access to client's account or to close his account.
All prepaid cards, coupons, e-vouchers are not refundable and could be used only once. The client is responsible for his choice - by accepting this User Agreement he acknowledges that he has read the product description carefully and is sure that the electronic goods that he has bought are correct and comparable with his device.
All names, trademarks, logos and images displayed on ar-pay.com are registered trademarks of HKS GLOBAL GROUP DMCC. None of the information that is displayed on our website (design, images, trademarks, button icons, etc.) can be copied, downloaded, reproduced or stored without our written permission. All content (including software) is the exclusive property of HKS GLOBAL GROUP DMCC.
Disclaimers and Limitation of Liability
We will try to do our best to process all transactions in the shortest time, but we cannot predict the amount of time needed to complete processing of any transaction or transfer.
ar-pay.com website can have links to third party websites that are not controlled or maintained by HKS GLOBAL GROUP DMCC. This means that we cannot accept any responsibility for the materials or offers featured on such websites.
HKS GLOBAL GROUP DMCC is not responsible for any programming error or technical problems which may be affected by factors outside of our control.
If any dispute or claim arises out of or in connection with this User Agreement the parties should attempt amicably to settle this dispute through negotiations over a period of thirty 30 calendar days commencing on the date that a party first sends to the other party a written notice of the dispute. If this dispute has not been settled amicably by the parties by the end of 30 days-period, the parties hereby agree that the Dispute shall be referred to and finally resolved by higher courts.
This User Agreement shall be governed by and construed in accordance with the laws of UAE. The courts of UAE have exclusive jurisdiction to settle any dispute arising out of or in connection with this User Agreement.