PayPal P2P on ARPAY – Complete Guide to Buying Products
Introduction to PayPal P2P
PayPal P2P (Peer-to-Peer) allows users to purchase gift cards instantly using their PayPal account. It’s designed for safe, quick, and convenient transactions for digital products without the need for an international payment card. Funds can be drawn from your PayPal balance, linked bank account, or debit/credit card.
ARPAY supports PayPal P2P, enabling users to purchase digital products like gift cards, game keys, eSIMs, or mobile top-ups without needing an international payment card.
Important Notes:
- Only clients with successful verification and that have attempted to use standard Paypal checkout process can use the direct transfer option.
- To verify your new PayPal account, please make your first attempt (successful or declined) using regular PayPal, then use the P2P option.
How to Buy Products with PayPal P2P on ARPAY (Step-by-Step)
- Visit ARPAY and Select Your Product
Go to ar-pay.com, browse available digital products or services, and add your choice to the shopping cart. - Account Login/Verification
Sign in to your ARPAY account. New users must verify their email and phone number for security purposes. - Review Your Cart
Confirm the product, quantity, and price, then click Continue to Payment. - Select Payment Method
Choose PayPal P2P from the available payment options. - Complete Payment via PayPal P2P
You will be redirected to PayPal. Log in and send the payment to the PayPal account linked with HKS. You can pay using your PayPal balance, bank account, or card. - Receive Your Product
Once the payment is approved, your product will be delivered instantly to the email linked to your PayPal account and appear in your ARPAY Order section. Each ARPAY account can only use one PayPal ID.
Supported Countries and Regions
PayPal P2P works with PayPal accounts worldwide. ARPAY users can use it as long as their PayPal account is authorized to make payments. Currently, the feature is limited to VIP customers and distributors.
Supported Currencies
- Processing Currency: Based on the PayPal account settings
- If your PayPal account is funded in another currency, PayPal will apply its conversion rate (fees may apply).
Advantages of Using PayPal P2P on ARPAY
- Pay Directly: Purchase gift cards without needing international cards.
- Trusted & Secure: Transactions are protected by PayPal’s security, fraud detection, and buyer protection.
- Fast Checkout: No card details required; just log in and approve payment.
- Instant Delivery: Products are delivered immediately after successful payment.
PayPal P2P Features Overview
Feature | Details |
Payment Type | Digital Wallet / Linked Card or Bank |
Channel | Online |
Availability | PayPal-supported accounts worldwide (VIP and distributors only) |
Refunds | ✅ Yes |
Partial Refunds | ✅ Yes |
Chargebacks | ✅ Yes (via PayPal dispute process) |
Payment Confirmation | Instant |
Buyer Protection | ✅ Yes |
3D Secure | ✅ Yes (for card-linked payments) |
Using PayPal P2P on ARPAY
- Choose PayPal P2P at checkout
- Log in and send payment via PayPal
- Receive your product via email and ARPAY Dashboard
Important: To use this method, first make a purchase via regular PayPal, then you can enable the P2P option for subsequent purchases.
FAQs
Is PayPal P2P secure on ARPAY?
Yes. PayPal’s strong encryption, fraud detection, and buyer protection program ensure safe transactions.
Are there any fees?
A service fee is shown during checkout. Currency conversion fees may apply if your PayPal account is funded in another currency.
Can I use PayPal P2P internationally?
Yes, if your PayPal account is authorized to make payments and complies with PayPal’s international policy.
What happens if the payment fails?
No product will be delivered. You will be notified, and you can retry the payment or select another method.
How do I receive my product?
Your product is sent instantly to your PayPal-linked email and can be accessed in your ARPAY Order section.